Core Benefits:
Life & Accidental Death
The plan is designed to guarantee every member of the CPGA a basic amount of life insurance.

The plan does not eliminate the need for a comprehensive life insurance portfolio.
    
Resources
Certificate of Insurance

2006 Golf Contractor Application
Long Term Disability
The CPGA Group LTD program is a "Core Benefit". The CPGA plan is designed to "stack on" to any existing coverage that a member or apprentice may have in place. It is not intended to replace other coverage.

All members and apprentices under the age of 65 (except "Life" & "Retired") are automatically covered by the plan.
    

Management Duties of Golf Professionals
Liability Insurance
All members and apprentices (except for non-resident members and apprentices) regardless of age or category are covered according to the terms and the limitations of the By-Laws and the master policies.
    
Best Practices
Optional Benefits:
Propac
Comprehensive Pro Shop Insurance

The policy covers your pro shop stock, equipment, motorized carts and related property and crime insurance needs on an All Risks Basis. Coverage is not automatically provided by the CPGA.
    
Health and Dental
The plan has been designed similar to an Employee Benefits Plan, however, it is available to eligible members and apprentices on a "Voluntary Basis".

The plan includes: Life Insurance, Accidental Death and Dismemberment Insurance, Extended Health Care, and Basic Dental Care benefits.
    
Home and Auto
The Program was designed to provide broad coverages that recognize the unique nature of the golf professional and his or her activities, including occasional extended trips to the U.S. by car.

It offers competitive premiums, broad coverages and, if you wish, automatic monthly payment by withdrawal directly from your bank account.
    
©2004 Simmlands Insurance Brokers Ltd.